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If you really need to get a new car you should look at a new car with a huge rebate. The dealerships use these cars to help people who owe alot more on their trade than what it is worth. Some people can cover $5,000-$6,000 worth of negative equity. I would recommend Dodge, they have very aggresive banks that will tend to work with people who have less than perfect credit. Before I joined the Army I worked for Subaru of America for 3 1/2 years and we ran into these types of situations all the time, we worked with the buyers and about 75% of the time we could get something worked out.
I agree with Backdoor about driving a POS until you can pay off the loan. My advice would only apply if you must have a new car i.e. new job that would require a dependable car.